We are on the verge of a major change on how we use our credit cards. By 10/1/15, credit cards with only magnetic strips will be phased out and replaced with a card with a built-in chip. I got my first one today. Sadly, it is for a credit card I never use. But, all my cards, like yours will soon be replaced by the new ones.
Its funny to think that we are one of the last nations to use this kind of card. Many countries in Europe have been using this system for years. It is far more secure and less susceptible to fraud…although Apple Pay and Google Wallet are even more secure.
For retailers, the change is huge. Not only because they need to purchase new terminals…but if they stick to the old magnetic strip system, they, rather than the bank, become more financially liable for fraud. By the way, the new cards come with both a chip and a magnetic strip. But, if you try to use the new card using the magnetic strip on a new terminal, you will be instructed to use the card properly.
For complete information on the new cards and how to use them, be sure and read the first article. You need to know how this new system works. It’s important.
As always, there is more good info here so I will let you take it from here. -JRC
Tech News and Opinions
Chip Credit Cards Are Coming to the USA: Here’s What You Need to Know
After years of use in other countries around the world, chip-enabled credit cards are coming to the USA. Credit cards with only magnetic strips are being phased out ahead of an October 1, 2015 deadline.
Windows 10 editions: Everything you need to know
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Bloatware Banished: Windows 10 Eliminates the Need to Ever Reinstall Windows on New PCs
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Mobile Computing
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Nova Launcher 4 released with full Material Design makeover (Android)
The list of changes is massive, and there’s a bunch of good stuff in there. Besides the obvious Material Design visuals with new animations and layouts, there’s also the new Google Search overlay feature and a new desktop page editor similar to the stock Lollipop launcher.
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